Get a Certified Appraisal Whenever You Buy Jewelry

When you buy an automobile, tires or a battery, it is customary and expected that you receive a document that spells out what you're getting.  This will include a factory defect, length of time and/or how many miles.

Why would you not be given or ask for an appraisal when buying a diamond?  Do you even get a bill of sale?  If so, does it just say diamond ring and the price?  It should say much more!  Included should be the shape, color, clarity, cut and weight, defined in the terms of the Gemological Institute of America or the American Gem Society.

It should also have a statement that if a credentialed appraiser, who is also a Graduate Gemologist, finds that the grading is less than purported to be, the merchant must make it right or you have the option of obtaining a full refund (not just a store credit).

Most merchants may give you the weight, color and clarity of the diamond, but fail to tell you about the polish and symmetry and whether or not there is any notable fluorescence.  These elements can significantly change the value to as much as one-third.  If two merchants both offer a 1.00 carat round diamond, of H color and VS1 clarity (stated accurately), and the price is substantially different between the them, then guess what?  They haven’t told you everything.  As long as a diamond looks near colorless and you can’t see any inclusions with the unaided eye, that’s acceptable.  But not a diamond that lacks life!  If a diamond doesn’t possess the proper proportions to give maximum brilliance, scintillation and dispersion, you missed the purpose in having a diamond.

You won’t get comments on color or clarity, but you will hear “Wow, does that sparkle!”